French Mortgage Checklist

You will need to provide the mortgage lender the following details about the property and yourself:

About the Property (provided by Developer)

A signed and completed copy of the preliminary contract (contract de reservation)
For new buildings, you must provide the building contract, professional estimates and planning permission or "permis de construire"
For re-mortgages on a French property, you ll need to provide a copy of the existing repayment schedule
Attestation de valeur locative permanente. - Document from developer and management company stating that the property will be let under the French Civil Code)

Proof of your main address: it should include copies of two different utility bills, less than three months old
Clear photocopy of your passport and drivers licence
Your three most recent and consecutive months bank statements for your main account
Your two most recent tax assessments
Copy of RIB (Relevé d Identité Bancaire) from your French bank account. (in case you dont have one it ll be opened for you at later date)
Copies of loan agreements relating to any bank loans, car loans, or other loans
Latest annual mortgage statements
If property rental income is part of your total income, a copy of rental agreement and proof of rental income.
Last 3 consecutive months bank statement (for each applicant if not joint)
Evidence of where your deposit will be funded from
Filled-in bilingual insurance form
Marriage/ divorce certificate (if applicable)