French Mortgage Calculator

French mortgage companies follow a slightly different criteria from the UK for lending to international buyers. You can avail the low European interest rates but you must also comply with the French consumer laws which ensure that you possess satisfactory repayment ability and can maintain a good standard of living.

To be eligible for French mortgage, your total outgoings (debt ratio) must not exceed 33% of your gross income; however, the figure can be flexible in some cases where the debt ratio can be extended up to 40% depending on your earnings and circumstances. Please contact us for more information.

French mortgage terms usually range from 6 to 25 years, and are dependent on the borrowers age and the finance provider. Most French banks will ask for the mortgage to be repaid by age 70 although there are a few lenders who can extend this age to 80 in special cases. To calculate the costs of your monthly, semi-monthly, bi-weekly and weekly payment mortgage, please enter the mortgage price information below and click Calculate. The French Mortgage Calculator will display the values in both Pounds (GBP) and an approximate value in Euros (EUR).